Critical FAFSA Tips: Avoid These Common Mistakes
As families begin filing the 2026-27 FAFSA, several common mistakes are already appearing. Here's what you need to know to file correctly and avoid delays in your financial aid.
Make Sure You're Filing the Right FAFSA!
Seniors (Class of 2026): You need the 2026-27 FAFSA based on 2024 income - NOT 2025-26.
Both FAFSA years are currently available in the system, which creates confusion. Students starting college in fall 2026 must complete the 2026-27 FAFSA. If you accidentally start the wrong one, simply go back and start the correct version. Schools will not accept the wrong year.
Follow the Correct Filing Order
Critical: Students file first, then parents.
Common mistakes happen when parents try to start the FAFSA from their account and call the student in. This causes technical issues and sometimes results in parents accidentally filing as if they're the student.
Correct Process:
Student completes their section first
Student invites parent via the system
Parent receives email invitation
Parent completes their section
If you're a parent helping your student, do the student section for them first, then complete your own section when invited.
Don't Rush - Accuracy Matters More Than Speed
Schools may create urgency about filing early, but filing early does NOT get you more money. While filing early is good practice to avoid holiday distractions, never sacrifice accuracy for speed.
Best Approach: Hurry, but don't rush. If something isn't working out, put it down and return to it later with a clear head.
If You Haven't Filed 2024 Taxes Yet
You can still file the FAFSA using estimates if your 2024 tax return isn't ready. You'll need:
Adjusted gross income calculations
W-2s or payroll slips
1099s (if applicable)
Tax withheld/deducted amounts
Ask your tax preparer to provide these figures even if your return won't be filed by October 15th. However, schools will notice you used estimates and may require you to update the FAFSA once your taxes are filed - a tedious but necessary process.
File Your Taxes On Time Going Forward
To avoid complications in future years, file your taxes by April 15th each year. This ensures smooth FAFSA filing for subsequent college years without the estimate complications.
The 2026-27 FAFSA system is working properly this year, but user error remains the biggest obstacle. Follow the correct order (student first, then parent), verify you're on the right FAFSA year, and prioritize accuracy over speed.
Get Help If You Need It
File Your FAFSA Here: www.fafsa.gov
If you want EEP to file your FAFSA for you, REGISTER TODAY:
2-Income Families: https://bit.ly/2incomefam
1-Income Families: https://bit.ly/1incomefam
Professional assistance can help you avoid these common mistakes and ensure your financial aid application is submitted correctly the first time.
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