Understanding College ROI

College financing has changed dramatically with the new $200,000 Parent PLUS loan cap and private alternative student loans filling the gap. This presentation reveals why your major matters more than school prestige, and how expensive private schools often deliver lower ROI than affordable state schools, especially for non-STEM degrees. Using real examples from USC, Howard, UCs, and CSUs, it shows exactly what graduates will owe monthly and why a communications degree from USC could leave you $13,000+ short annually, while the same degree from a CSU leads to financial independence.

Watch the full video on YouTube for detailed loan payment tables, school-by-school breakdowns, and strategies for making smart, affordable college choices.