Is Howard Worth the Investment?
Howard University stands as one of the nation's premier historically black colleges and universities (HBCUs), offering excellent professional development opportunities and launching successful careers for its graduates. However, prospective students and families need realistic expectations about both admission requirements and financial planning.
Howard University maintains competitive admission standards:
Minimum GPA: 3.4 or higher (without SAT scores)
Application deadline: Apply early by November 1st for the best chances
Reality check: Students with GPAs of 2.7-2.8 are unlikely to gain admission
Students with GPAs around 3.2-3.4 might receive late admission offers in April or May, but shouldn't count on it as their primary plan.
While getting into Howard is competitive, affording it presents an even greater challenge. With direct costs around $50,000 per year, families need a solid financial strategy.
Merit Award Requirements
Significant merit awards typically require:
GPA above 3.9 (sometimes 3.8 depending on the applicant pool)
SAT scores of 1250-1300 for merit consideration
Early application for maximum award opportunities
Students meeting these criteria might receive $25,000-$30,000 in merit awards, but families would still face $20,000-$25,000 annually in remaining costs.
The Parent Loan Reality
Under current federal loan regulations, parents are capped at $200,000 in borrowing. This means students may need private loans for their final year, adding complexity to long-term financial planning.
Important Considerations for Families
Don't put all your hopes in one school. While Howard may be a dream destination, families with limited financial resources need backup options. This is why visiting multiple types of schools – including other private institutions like George Washington University – provides valuable perspective.
Geographic factor: Howard graduates often build careers in the DC metro area, which offers excellent opportunities but may mean students don't return home after graduation.
Take the SAT: Even though Howard offers some merit awards based solely on GPA, taking the SAT can only help your chances for higher-level merit awards.
Howard University offers exceptional educational opportunities and networking advantages. However, families should approach the application process with both excitement and realism about costs. The key is balancing your college list with schools at various price points and admission probability levels.
Remember: Howard's quality is unquestionable, but the financial investment is substantial. Make sure your family's college financing strategy aligns with your long-term financial goals before committing to any high-cost institution.
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